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Professional Liability in Huxley and Ankeny, IA

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At General Insurance Agency, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, General Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with General Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

General Insurance Agency

107 N. US Hwy 69 Ste. A
Huxley, IA 50124
Main office: 515-597-2861
Toll free: 877-255-3508
Fax: 515-597-2862

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

"The Ballard Community School District has been a loyal General Insurance Agency customer for years. With General Insurance, we have the best of both worlds; competitive rates with a comprehensive product offering, AND the highest standard of personal service one would expect from a local agency. Doug and Mike were born and raised in the community and their commitment to Ballard is evident not only in their service commitment, but also in their ongoing support of our district and students."
- Ottie Maxey of the Ballard Community School District
"Whether it be dealing with insurance on a corporate level handling workplace policies, or a personal level finding an auto policy that suits my family with three driving teenagers- General Insurance Agency does it all! The small town attitude combined with a big city expertise gives me the comfort of knowing I am getting the best services that are available. Since I have begun working with General Insurance- be it business or personal - I have never looked back or thought I could find something better. The Schonhorst brothers deserve an A+ rating.
- Jolene R. Lettow
"I have been with General Insurance for 10 years. Doug, Mike and their staff have provided accountable and thorough service. They are more than willing to explain any insurance coverage and changes that may occur. Their staff is very accessible with questions or claims. I would highly recommend their insurance services."
- Rob Drew