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Property Insurance in Huxley and Ankeny, IA

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at General Insurance Agency, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from General Insurance Agency who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with General Insurance Agency before making a decision.

Our Location

General Insurance Agency

107 N. US Hwy 69 Ste. A
Huxley, IA 50124
Main office: 515-597-2861
Toll free: 877-255-3508
Fax: 515-597-2862

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

"The Ballard Community School District has been a loyal General Insurance Agency customer for years. With General Insurance, we have the best of both worlds; competitive rates with a comprehensive product offering, AND the highest standard of personal service one would expect from a local agency. Doug and Mike were born and raised in the community and their commitment to Ballard is evident not only in their service commitment, but also in their ongoing support of our district and students."
- Ottie Maxey of the Ballard Community School District
"Whether it be dealing with insurance on a corporate level handling workplace policies, or a personal level finding an auto policy that suits my family with three driving teenagers- General Insurance Agency does it all! The small town attitude combined with a big city expertise gives me the comfort of knowing I am getting the best services that are available. Since I have begun working with General Insurance- be it business or personal - I have never looked back or thought I could find something better. The Schonhorst brothers deserve an A+ rating.
- Jolene R. Lettow
"I have been with General Insurance for 10 years. Doug, Mike and their staff have provided accountable and thorough service. They are more than willing to explain any insurance coverage and changes that may occur. Their staff is very accessible with questions or claims. I would highly recommend their insurance services."
- Rob Drew