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Renters Insurance in Huxley and Ankeny, IA

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At General Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from General Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

General Insurance Agency

107 N. US Hwy 69 Ste. A
Huxley, IA 50124
Main office: 515-597-2861
Toll free: 877-255-3508
Fax: 515-597-2862

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

"The Ballard Community School District has been a loyal General Insurance Agency customer for years. With General Insurance, we have the best of both worlds; competitive rates with a comprehensive product offering, AND the highest standard of personal service one would expect from a local agency. Doug and Mike were born and raised in the community and their commitment to Ballard is evident not only in their service commitment, but also in their ongoing support of our district and students."
- Ottie Maxey of the Ballard Community School District
"Whether it be dealing with insurance on a corporate level handling workplace policies, or a personal level finding an auto policy that suits my family with three driving teenagers- General Insurance Agency does it all! The small town attitude combined with a big city expertise gives me the comfort of knowing I am getting the best services that are available. Since I have begun working with General Insurance- be it business or personal - I have never looked back or thought I could find something better. The Schonhorst brothers deserve an A+ rating.
- Jolene R. Lettow
"I have been with General Insurance for 10 years. Doug, Mike and their staff have provided accountable and thorough service. They are more than willing to explain any insurance coverage and changes that may occur. Their staff is very accessible with questions or claims. I would highly recommend their insurance services."
- Rob Drew